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Tuition and Fees

Chicago Campus Tuition and Fees

The cost of a semester of study at the Chicago campus includes room and board, student activity fee, Ventra U-Pass, facilities fee, technology fee, medical insurance, and fees for some courses and majors (see Course Fees below). Students may opt-out of the student health insurance plan if they have other insurance (see Medical Insurance below).

Room, board, and student fees, required of all students in residence, total approximately $6,560-$7,800 per semester for students housed in a double-occupancy room. The cost of books and supplies is estimated at $500 per semester, personal expenses may total $500-$700 per semester, depending on the student’s needs and desires. Special fees for music and other course fees are listed in the fees section. Students may estimate their semester expenses by totaling all applicable fees, plus personal items.

A student can combine multiple forms of payment, including Financial Aid, to pay these costs and fees. These fees are not covered by the Tuition-Paid education. Please click here for more information about Financial Aid.

If students are expecting institutional scholarships, outside scholarships, stipends, or loans to help cover their balance and they are not awarded by Moody’s due date, students are still responsible to make payments on time for the amount due. Contact with any questions regarding the amount due.

Balances are due in full August 1 for the fall semester, January 1 for the spring semester, and May 1 for the summer term, unless the student is enrolled in the Moody Payment Plan. A $25 late fee per month will be charged if the account balance is not received by Moody's due date.

Enrollment in the payment plan or financial aid received after the payment due date will not negate any late fees previously applied. All balances outstanding after the pay in full due date are subject to late payment fees and past due holds unless the student is enrolled in the Payment Plan by that date and current with payments.

  • Tuition
  • Fees
  • Medical Insurance
  • Moody Payment Plan
  • Methods of Payment


Thanks to the generosity of Moody's partners, full-time residential undergraduate students at the Chicago campus receive a full tuition scholarship, sponsored by faithful Moody donors! Off-campus commuter students pay $370 per credit hour. 

Tuition-Paid Model: How Does it Work?

BI - Financial Aid - Chicago Tuition Paid

1. Student is charged tuition, room and board and other costs and fees.

2. Student completes process for receiving Federal Financial Aid.
Aid is applied to tuition. The use of Federal Pell Grants allows Moody to use gifts from donors toward more students.

3. Chicago Undergraduate Tuition Scholarship covers remaining tuition.

4. Student covers room and board and other costs and fees.

How Does This Differ From Tuition-Free?

A tuition-paid model is often confused with a tuition-free model, in which an institution does not charge tuition. Moody does charge tuition, but this tuition is covered by the process explained above.


In some courses, fees for materials or resources are required. These fees are not covered by the tuition-paid education. Please see the Academic Catalog or more information.

Room and Board

Moody Bible Institute requires that all unmarried Bachelor of Arts and Bachelor of Music undergraduate students live on campus for the duration of their education at Moody unless granted special approval by the Residence Life Office. Moody requires this for a number of reasons, including students’ safety, community life, and campus occupancy. Rates for all students are based on actual costs and are subject to change without notice. No allowance will be granted for meals missed.

The number of single rooms for women is limited. No single rooms are available for men. All rooms are furnished with beds, dressers, desks, closets, and bookcases for the intended number of occupants. Students must supply their own linens, blankets, pillows, and other accessories.

During spring, summer, and winter break periods, single students must make a reservation at an additional cost to stay on-campus. Students planning to stay in campus housing during the winter break must be returning to on-campus for the following semester. Students who stay on-campus over spring, summer, or winter break may be eligible to have their room partially paid for by a Moody department that employs them, if approved.

Married students are not required to live on campus, but may apply to live on campus in Smith Hall by contacting Residence Life at 312-329-4189 or Availability is limited and offered on a first come, first served basis. Resources for locating area housing are available through the Residence Life Office at (312) 329-4189 or

Fee Type Amount
Room Charge - Culbertson Hall, Houghton Hall, Smith Hall

Double (per person)
Smith Hall Apartments
Smith Hall Married

20 meals (per week)
15 meals (per week)
Required Fees 
Facilities fee $   280
Insurance Handling fee $     20
Student Activity fee $   477.55
Technology fee $   310
Ventra U-Pass $   160
Miscellaneous Fees (as Applicable)  
Change of Major Fee $   250
Commuter locker/Organizational key $     25
Credit by examination fee $   100
First Year Experience $   450
Graduation fee $   125
Intermission fee, per semester $   200
Late payment fee $     25
Parking fee (per vehicle, per semester) $   175
Payment plan enrollment fee, per semester $     60
Returned Payment (bank account or check payment) fee $     30
Urban Cohort, per semester $   800
Music Fees: Private Music Lessons
Voice, piano, composition, organ, or other on-campus instruments, per semester (includes practice fee)    
One half-hour lesson $   440
One hour lesson $   860

A complete listing of fees can be found in the Academic Catalog

Medical Insurance

All full-time status residential students (students living in Moody-owned housing) on the Chicago campus, international students on all campuses (living on-campus and off-campus), and all BSMAT students attending on-campus courses are required to be covered by Moody’s health insurance plan or an approved alternate plan for the entire time that they are enrolled as a student, including breaks between semesters. Students are responsible for full compliance with all terms and conditions of their insurance policy, for following the payment policy of the health care provider, office, clinic, or hospital from which they receive services, and any expenses not covered by their insurance (deductibles, copayments, excluded items and services, etc.) This may mean that payment is required at the time of service. All required students will be automatically enrolled in Moody Student Insurance and charged the individual plan premium unless a waiver is received every semester.

Commuter students are eligible to participate in Moody’s health insurance plan provided that one or more of the following conditions apply: Full-time status; students completing their student teaching requirements; or graduating seniors in their final semester. All international students with F-1 status, their spouses, and dependent children are required to carry health insurance when those dependents are living with the student, and may not waive Moody’s health insurance plan. Dependent coverage is only available for international students.

Listed below are the prices for Moody’s student health insurance plan for the 2021–2022 academic year. A separate $20 insurance handling fee is assessed to each student, per semester, whether Moody insurance is taken or waived.

Insurance Premium
Policy Fall 2021 Spring and Summer 2022
Student $765 $1,189
Additional family member
(international only)
$765 each $1,189 each

Please note the following:

  • If both husband and wife are students, they will each be enrolled under the individual plan.
  • Waivers submitted after August 1 (fall) and December 19 (spring) will be subject to a $10 late form fee. Please note that waivers submitted after this date may not be accepted and/or be able to be processed.
  • Waivers submitted after this date may not be accepted and/or be able to be processed.
  • Students who withdraw 31 days after August 11, 2021 (Fall) or January 1, 2022 (Spring) will not be refunded for the insurance premium.

Moody Payment Plan

The Moody Payment Plan is an interest-free alternative to a lump sum payment of the student bill. It is administered by the Student Accounts Office in Moody Central. The plan is available to all students with the exception of international students (F-1 Visa holders) attending their first semester.

This plan allows the semester total to be split into monthly payments (see table below).

Enrollment and Activation

Students are eligible to enroll in the Moody Payment Plan each semester. Enrollment requires a down payment and a non-refundable $60 enrollment fee.

Fall 2021 Payment Plan is available June 3, 2021.

Last Day to
Enroll Online
Down Payment
Number of
Payment Dates
Payments on the 5th
June 24 10% 5 July 5th – Nov 5th
July 27 20% 4 Aug 5th – Nov 5th
Aug 26 25% 3 Sept 5th – Nov 5th
Sept 24 40% 2 Oct 5th & Nov 5th
Oct 27 60% 1 Nov 5th only
Payments on the 20th
June 10 10% 6 June 20th – Nov 20th
July 9 10% 5 July 20th – Nov 20th
Aug 11 20% 4 Aug 20th – Nov 20th
Sept 9 25% 3 Sep 20th – Nov 20th
Oct 8 40% 2 Oct 20th & Nov 20th
Nov 10 60% 1 Nov 20th only

NOTE: All down payments are processed immediately!

For additional information about the Moody Payment Plan, please log in to your Student Center and click on "Finances/Payment Plans/Refunds" or contact or (312) 329-4223.

Methods of Payment

  1. Students may make payments online through > Students tab > Student Center > Finances > Nelnet > Finances/Payment Plans/Refunds. Payment may be made by bank account, credit or debit card (Discover, MasterCard, Visa, and American Express are accepted*). Students may also use this portal to authorize other parties to pay toward their school bill. Note that third-party payments (from someone other than the student's custodial parent) should be reported as a resource on the student's FAFSA.

  2. Others making payments towards a student’s bill may make payments online with a debit/credit card* at Moody’s Non-Student Payment website (Discover, MasterCard, Visa, and American Express are accepted*).

  3. Payments by check or money order† may be sent payable to:
    Moody Bible Institute
    Attn: Student Accounts
    820 N. LaSalle Blvd.
    Chicago, IL 60610

  4. International payments can be made in the student's home currency using PayMyTuition. For more information visit the Student Accounts page in the student portal.

*Payments made by credit/debit card may incur a 2.75% Service fee.

†Please include student name and ID number on all checks and money orders. Allow 2-3 weeks for mail delivery.

Note: Matriculation deposits may not be made online.